Refusing to cover mental health related services, charging high premiums and co-pays for all medical services, and/or only covering portions of costly medical treatments such as hospital stays, insurance providers are contributing to the high cost of IPV for survivors.
POSITIVE POLICIES THIS STATE HAS
This state does not have policies in this section.
ADVERSE POLICIES THIS STATE HAS
This state does not have policies in this section.
POSITIVE POLICIES THIS STATE SHOULD ADOPT
Public and private health insurance policies are prohibited from discriminating against a survivor
Public and private health insurance policies are prohibited from charging survivors higher insurance premiums, co-pays, and other health insurance-related costs
Public and private health insurance policies are prohibited from excluding or limiting coverage for IPV-related injuries and other harms
Public and private health insurance companies must keep a person’s survivor status confidential
Survivors are not required to prove that they were subjected to intimate partner violence to access the program, or can access it with a sworn statement from either the survivor or a qualified third party, including doctors, therapists, GBV service providers, and friends, that intimate partner violence occurred
ADVERSE POLICIES THIS STATE SHOULD AVOID
Survivors are required to produce a protective order or police report proving that intimate partner violence occurred to access protections